Gold Summit · Salt Lake City

Short-Term Collateral Loans

Explore potential short-term collateral loans on eligible jewelry, watches, gold, silver and gems.

A collateral-loan inquiry begins with the item you may wish to use as security. Discuss the evaluation and any proposed terms in person before deciding whether a loan suits your needs.

Ask about the total costs, repayment schedule, what happens at the end of the term, and how collateral is returned. Do not rely on this site as a loan agreement or approval; final terms and required disclosures must be reviewed with the business.

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What to expect

Start with the collateral

Ask whether your item is eligible.

Describe the jewelry, watch, or other valuable you would like to use as security. Eligibility and any proposed amount depend on an in-person review, not a website estimate.

Understand the costs and dates

Review the written terms before agreeing.

Ask about the amount advanced, all applicable charges, the redemption deadline, and the total required to recover your item. Do not assume an extension is automatic.

Plan for redemption

Know your obligations and your options.

Consider how you would meet the written agreement’s requirements. Ask what happens if you do not redeem the item, and retain your transaction documents. Contact the store with questions about your agreement.

Important

Informational only. This website is not a loan offer or approval and does not guarantee a valuation, rate, or term. Review the applicable written agreement and disclosures before proceeding.